Acknowledgements

Jill wishes to acknowledge the vision and talent of the many people who contribute to this project with their inspiration, support, vision, and talent:

• Carol Jean Hersch, may her memory be a blessing
• Stuart Suskind
• Sonny Hersch
• Jonathan Spencer and CyberArtisans
• Jennifer Thomas
• Lynne Richardson
• Sam Schauer
• Mark Ott
• Jeffrey Clack
• John Sinclair
• Richard Dale
• Tamar Medin
• Edward Clausen
• and everyone who believes in the possibility of financial well-being for all..